Leadership team

Ray Tay — Co-Founder & Managing Director

Ray is a former HSBC corporate banker who served as Senior Vice President and Team Leader, with 15 years in banking at HSBC, SCB and OCBC. At VIVOS, Ray leads group strategy and the banking and structuring practice, drawing on work across ASEAN markets in market entry, banking compliance and special situations. Ray holds a Bachelor of Commerce from Curtin University.

Ivan McAdam O’Connell — Co-Founder & Group Managing Director

Ivan moved from Ireland to Asia more than 20 years ago and in 2010 set up HSBC’s International Desk, going on to help more than 2,000 businesses set up in Singapore and beyond. Ivan later served as Chief Operating Officer of HSBC Singapore. Ivan holds a Joint Honours Degree from Trinity College Dublin and CFA Level 1.

Chris Lim — Co-Founder & Head of Corporate Secretarial

Chris has more than 30 years’ experience in corporate secretarial and immigration services in Singapore, focused on regulatory compliance. A Chartered Secretary and ACRA Registered Qualified Individual, Chris was previously Group Head of Corporate Secretarial at In.Corp Global. Originally from Malaysia and now based in Singapore, Chris works with individuals and families relocating to Singapore and businesses with complex compliance matters.

Atin Bhutani — Co-Founder

Atin has more than 15 years of corporate banking and business development experience across Singapore, Hong Kong and Thailand, and is a former Senior Vice President at HSBC. Atin is also the founder and former Global CEO of InCorp Global Corporate Services. Atin works on global expansion, banking compliance and market entry, and holds an MBA from the Indian Institute of Foreign Trade.

Xie Ke — Global Business Developer

Xie Ke has more than 15 years’ experience in real estate and investment advisory, helping high-net-worth clients with relocation, property investment and education planning. Born in China and now based in Singapore, Xie Ke works with Chinese investors and with Chinese companies expanding globally via Singapore. Xie Ke holds a master’s degree from NTU and a CEA Real Estate Salesperson Licence.

Rohit Kapoor — Co-Founder

Rohit has more than two decades of banking experience, particularly in private banking, with global institutions including HSBC and Crédit Agricole. Rohit has since moved from private banking into investing, focusing on high-growth opportunities across Southeast Asia and beyond and supporting founders through capital and strategy. Rohit holds an MBA from IMT Ghaziabad.

Anne Kinnera — Partner, Compliance & Corporate Services

Anne spent more than a decade as Chief Operating Officer and Compliance Director of Jaanik Business Solutions, a VIVOS company, building and scaling a corporate services firm with clients across Singapore, India, the UAE and the USA. Anne is an ACRA Qualified Individual and MOM licence holder, and holds the ICA Certificate in Compliance (with Merit) from the International Compliance Association.

Karel Doshi — Co-Founder, VIVOS Malaysia; Director, Sustainable Finance & Board Advisory

Karel has more than 20 years of leadership experience in Malaysia’s financial services sector, including as Managing Director and Head of Commercial Banking at HSBC Malaysia. Karel pioneered Southeast Asia’s first financing transaction aligned with the Social Loan Principles. Karel has served on the EXCO of the 30% Club Malaysia and as an Independent Non-Executive Director at Solarvest Berhad and Uzma Berhad.

Amit Gandhi — Partner, Finance & Investment Advisory

Trained at KPMG, PwC and EY, Amit has more than 15 years of experience across Big 4 advisory, corporate finance and venture capital. Amit later drove fund investments and portfolio exits at Jelawang Capital (formerly MAVCAP), Malaysia’s national venture capital fund, and has worked across Malaysia and Melbourne. Amit is a Certified Practising Accountant and a graduate of Monash University Malaysia.

Neelam Bhatia — Partner, Corporate Services & Advisory

Neelam has more than two decades of experience in the UAE and the wider GCC, across the mainland, free zones, DIFC and ADGM, with institutions including Nomura, EFG Bank and Barclays Wealth. At VIVOS, Neelam leads mainland and free zone structuring advisory for founders, investors and enterprises entering the UAE. Neelam is CISI-certified, including in UAE financial rules and regulations.

Shafran Ally — Partner, Corporate Services & Advisory

Shafran has lived in Dubai for more than 27 years, working first in banking and then in UAE corporate services. At VIVOS, Shafran advises entrepreneurs, SMEs, investors and multinational businesses on mainland and free zone company formation, licensing, visas, banking support and ongoing compliance, as well as share transfers, activity changes, restructuring and de-registrations. Shafran is a Compliance Officer for AML, CTF and proliferation financing (UAE Ministry of Economy) and speaks English, Hindi and Sinhala.

Jan Chow — Business Development

Jan has spent the past 20 years helping businesses with corporate services and regulatory compliance across Hong Kong, Mainland China and ASEAN. Jan also built and ran a consultancy for more than a decade. Jan works with Hong Kong and China business owners and with foreign SMEs and enterprises, and studied at City University of Hong Kong.

Becky So — Head of Corporate Secretarial, Hong Kong

Becky has more than 13 years’ experience in corporate governance and company secretarial practice, serving private companies, charitable institutions and listed corporations. Becky’s work covers structural reorganisations, cross-border regulatory compliance, statutory licensing and voluntary liquidations in Hong Kong. A former director of the Hong Kong subsidiary of a large regional corporate services provider, Becky holds a Master of Corporate Governance from Hong Kong Metropolitan University.

Dominic Chan — Director, VIVOS Corporate Services (HK) Ltd

Dominic has more than 30 years’ experience in auditing, corporate services, tax and corporate finance advisory in Hong Kong, and has worked extensively in Hong Kong and the PRC. A CPA in Australia and Hong Kong, Dominic is a former CEO of the Hong Kong subsidiary of a large regional corporate services provider and has served as a director of Hong Kong and Singapore listed companies.